TPO Resource Center
TPO Resource Center
SELLER RESOURCES
Within this library of resources, you will find bulletins that keep you informed of regulation changes and new product rollouts, breaking news announcements, product guidelines and overlay matrices, and much more.
TURN TIMES
| PRODUCT | INITIAL UNDERWRITING DECISION* | UNDERWRITING CONDITION REVIEW* | PRE-PURCHASE REVIEW | PRE-PURCHASE CONDITION REVIEW | COLLATERAL REVIEW |
|---|---|---|---|---|---|
| Conventional | 1 day | 1 day | 2 days | 1 day | 1 day |
| Government | 1 day | 1 day | 2 days | 1 day | 1 day |
| MPP | 2 days | 1 day | 3 days | 1 day | 1 day |
Notes:
- *Non-Delegated Only
- Turn times are in business days. Files received after 3 PM ET are considered received at 9 AM ET the next business day.
GUIDELINES & LOAN MATRICES
TRAINING GUIDES
FORMS
ANNOUNCEMENTS
OTHER RESOURCES
GUIDELINES & LOAN MATRICES
GUIDELINES
PRODUCT MATRICES
QUICK REFERENCE GUIDE
TRAINING GUIDES
JOB AIDS
FORMS
FORMS
ANNOUNCEMENTS
ANNOUNCEMENTS
- 26-017: Not Accepting VantageScore 4.0
- 26-016: Generate Pricing Scenario Tool
- 26-015: New LLPAs for MPP/Jumbo
- 26-014: Not Accepting UAD 3.6
- 26-013: Home Possible High Balance/ Super Conforming Has Been Discontinued
- 26-012: New Access to the Rate Sheets
- 26-011: Underwriting Submission Form/Pre-Purchase Submission Checklist
- 26-010: Guideline Updates
- 26-009: Increase in Lock Extension and Re-Lock Fees starting Wednesday, April 1, 2026
- 26-008: Discontinuation of Mandatory Bidding
- 26-007: Suspense Fee Increase March 2
- 26-006: Guideline Updates
- 26-004: Seller’s Guide Updates
- 25-020: Changes to MPP Cash-Out Refinance LLPAs
- 25-019: Guideline Updates
- 25-018: 2026 Conventional Loan Limits
- 25-016: Guideline Updates
- 25-015: Guideline Updates
- 25-014: Expanded Agency Conventional Loan Limits
- 25-012: Changes to LLPAs
- 25-010: User Management
- 25-009: Matrices, Fraud Reports & Third Valuation
- 25-008: Collateral Shipping Address Change
- 25-007: Minimum Trade Line Requirement & Credit/Refresh/Debt Monitoring
- 25-006: Derogatory Housing Payment History
- 25-005: Guideline Updates
- 25-004: Guideline Updates
- 25-003: Merchants Premium Program – Pilot
OTHER RESOURCES
OTHER RESOURCES
RATE SHEETS
GUIDELINES & LOAN MATRICES
TRAINING GUIDES
FORMS
ANNOUNCEMENTS
OTHER RESOURCES
RATE SHEETS
- Rate Sheet – 2/3/2026
- Rate Sheet – 2/2/2026
- Rate Sheet – 1/30/2026
- Rate Sheet – 1/29/2026 B
- Rate Sheet – 1/29/2026 A
- Rate Sheet – 1/28/2026
- Rate Sheet – 1/27/2026 B
- Rate Sheet – 1/27/2026 A
- Rate Sheet – 1/26/2026
- Rate Sheet – 1/23/2026
- Rate Sheet – 1/22/2026
- Rate Sheet – 1/21/2026 B
- Rate Sheet – 1/21/2026 A
- Rate Sheet – 1/20/2026 B
- Rate Sheet – 1/20/2026 A
- Rate Sheet – 1/16/2026
- Rate Sheet – 1/15/2026 B
- Rate Sheet – 1/15/2026 A
- Rate Sheet – 1/14/2026 C
- Rate Sheet – 1/14/2026 B
- Rate Sheet – 1/14/2026 A
- Rate Sheet – 1/13/2026
- Rate Sheet – 1/12/2026
- Rate Sheet – 1/9/2026 C
- Rate Sheet – 1/9/2026 B
- Rate Sheet – 1/9/2026 A
- Rate Sheet – 1/8/2026
- Rate Sheet – 1/7/2026
- Rate Sheet – 1/6/2026
- Rate Sheet – 1/5/2026
- Rate Sheet – 1/2/2026
- Rate Sheet – 12/31/2025
- Rate Sheet – 12/30/2025
- Rate Sheet – 12/29/2025
- Rate Sheet – 12/26/2025
- Rate Sheet – 12/24/2025
GUIDELINES & LOAN MATRICES
GUIDELINES
PRODUCT MATRICES
QUICK REFERENCE GUIDE
TRAINING GUIDES
JOB AIDS
FORMS
FORMS
ANNOUNCEMENTS
ANNOUNCEMENTS
- 25-020: Changes to MPP Cash-Out Refinance LLPAs
- 25-019: Guideline Updates
- 25-018: 2026 Conventional Loan Limits
- 25-016: Guideline Updates
- 25-015: Guideline Updates
- 25-014: Expanded Agency Conventional Loan Limits
- 25-012: Changes to LLPAs
- 25-010: User Management
- 25-009: Matrices, Fraud Reports & Third Valuation
- 25-008: Collateral Shipping Address Change
- 25-007: Minimum Trade Line Requirement & Credit/Refresh/Debt Monitoring
- 25-006: Derogatory Housing Payment History
- 25-005: Guideline Updates
- 25-004: Guideline Updates
- 25-003: Merchants Premium Program – Pilot
OTHER RESOURCES