Online Banking Update: We are currently experiencing some issues following a recent system upgrade. Some customers may notice delays with payments, certain transfers, and the display of rates on select CD accounts. Our teams are actively working to resolve these issues and restore full functionality as quickly as possible. If you need immediate assistance, please contact us at 844.222.6562.

Savings Calculator

It’s easy to bank with Merchants Bank™

Savings Calculator

It’s easy to bank with Merchants Bank™

WHAT's Your Bank Paying YOu?

Check your rate, then check ours.

And while you’re at it, read the fine print. Gimmicks, minimums, hidden fees — you won’t find any of those at Merchants Bank.

Use the calculator below to see how your savings can grow with Merchants Bank!

Put your money to work in a high-yield Money Market account or Certificate of Deposit that earns nearly ten times the national average. Use the calculator below to estimate how much your balance could grow over time.

No gimmicks. No complicated terms. Just a great rate that helps your savings grow faster—because every dollar earns more at Merchants Bank.

Savings Calculator

Currently earning 3.75% APY at Merchants Bank

What's Your Bank Paying You?

Let's see how much your bank is costing you

Estimates for illustration purposes. Actual earnings may vary.

Ready to Get started maximizing your savings?

High-Yield Money Market

Earn a great rate with no gimmicks

Looking for additional ways to maximize your savings?

High-Yield Money Market

Earn a competitive rate with no gimmicks

Certificates of Deposit (CD)

Lock in higher rates with our flexible CD terms

Merchants Bank News

Merchants Bank Unveils New Commercial Featuring IU Football Head Coach Curt Cignetti

2025 MPACT Awards: The People Behind the Impact

Own a home, not a mortgage. Why the All In One Loan is the smarter way to borrow.

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