Personal Checking

It’s easy to bank with Merchants Bank™

Personal Checking

It’s easy to bank with Merchants Bank™

Free Interest Checking Account with No Overdraft Fees

Tired of navigating through a maze of specialized accounts with confusing terms? At Merchants Bank, we keep it simple. Our Personal Checking account offers a competitive interest rate with no gimmicks and no complicated conditions. It’s the one account you need for all your everyday banking. With one account, you’ll enjoy:

It’s easy to get started, and our banking professionals are ready to help you make the switch.

Tired of navigating through a maze of specialized accounts with confusing terms? At Merchants Bank, we keep it simple. Our Personal Checking account offers a competitive interest rate with no gimmicks and no complicated conditions. It’s the one account you need for all your everyday banking. With one account, you’ll enjoy:

It’s easy to get started, and our banking professionals are ready to help you make the switch.

Looking for additional ways to maximize your savings?

High-Yield Money Market

Earn a great rate with no gimmicks

Certificates of Deposit (CD)

Lock in higher rates with our flexible CD terms

Looking for additional ways to maximize your savings?

High-Yield Money Market

Earn a competitive rate with no gimmicks

Certificates of Deposit (CD)

Lock in higher rates with our flexible CD terms

Merchants Bank News

At A Glance: 2026 SBA Lending Year-to-Date Recap

Indiana Athletics Expands Partnership with Merchants Bank Through First-Ever Integrated Jersey Patch Program

Merchants Bank Partners with Vantaca to Elevate Community Association Banking Services

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