Money Market
It’s easy to bank with Merchants Bank™
Money Market
It’s easy to bank with Merchants Bank™
High-Yield Money Market Account – No Rate Tiers or Gimmicks
High-Yield Money Market Account – No Rate Tiers or Gimmicks
One Account. One Rate.
Say goodbye to confusing rate tiers and unnecessary hoops. Our Money Market Account offers a high yield without the gimmicks. Whether you have $50 or $50,000, you earn the same competitive rate—no minimum balance requirements, no hidden fees. With our Money Market rates nearly 10x the national average, it’s clear why we’ve been recognized as one of the top-performing banks in the U.S.†
Maximize your earnings, while keeping full access to your funds. Open your Money Market Account online with just $50.
Account Details:
- No minimum balance to earn APY
- $50 minimum to open an account
- APY may change after account opening
- Limited to 6 preauthorized transfers or withdrawals per monthly statement cycle
- Excess withdrawal fee for more than 6 withdrawals or transfers per month may reduce earnings on the account.
*The Annual Percentage Yield (APY) is accurate as of 06/18/2026.
†American Banker / Capital Performance Group rating 2024.
Money Market Rate
3.50%
APY*
Apply for a Money Market Account online by clicking on the link below. Have Questions? Call one of our Banking Professionals to assist you at (844) 222-6562
Looking for additional ways to maximize your savings?
Looking for additional ways to maximize your savings?
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